| | Buying your home
There are some very specific steps to take when you are buying a home. It helps to have a professional guide to help you define your goals, and assist you with a plan which makes the experience as direct as possible.
Become a preferred buyer in the eyes of homesellers. Locate and access homes which are suitable and desirable to you. Negotiate a fair price with appropriate terms which meet your needs and desires. All these are part of the services you will receive by working with me.
Once we have found the right home, agreed on price and terms, my systems will ensure all the details are attended to, and the final phases of the actual transaction occur in a timely fashion.
I am honoured to work with you, and thank you for your faith in me as your real estate professional.
The first step....
Let's understand why you want to own your home and where you want to live. Then let's talk about your lifestyle...do you want access to hiking trails, shopping, transit, schools, University or College? Do you want a carefree, low maintenance home style, or do you want space and privacy? How much can you afford?
Begin the list with items you absolutely need like adequate room, garage space and number of bedrooms. How much space do you really need? Does your situation require a one-level home, or are stairs acceptable? Basic needs should be considered first. After these have been established, you can consider additional features if you can manage these benefits financially. With such a list in your hands, you're less likely to be caught up in the excitement of the pursuit. You'll have a good idea of what you want, the features within your price range, and whether or not you can afford those additional items.
To learn more about what to look for in a new neighbourhood, please visit my Special Reports section!
Your Next Step: Loan Pre-Approval
Once you've narrowed down your list, you're ready to take the next step in the purchasing process: getting an idea of what you can afford. When you're pre-approved, this means that a lender has reviewed your credit history, verified your assets and employment, and has approved your loan before you've found a Vancouver home to purchase.
If you do not currently have a relationship with a bank or mortgage broker, let me introduce you to several providers I have worked with in the past and have provided great service to some of my clients.
Pre-approval gives you substantial leverage: sellers immediately see you as a serious buyer. Not only will you know the exact price range you can afford, but you'll also be able to negotiate a better deal and move more quickly when you see a Vancouver house you like. Depending upon market conditions you, as a Buyer, will have more negotiating leverage if you have already been "approved" for the size of mortgage require to acquire a property. Banks and financial institutions have developed many programs catered specifically to home buyers. Once you review your needs and objectives with a lending officer, you'll be one step closer to purchasing your home in Vancouver.
Contact me and I'll be happy to refer you to a Vancouver mortgage professional with an excellent reputation and track record for successfully acquiring loan approval for his/her clients.
Let Me Find the Perfect Vancouver Home for You
It is a very time consuming process to view every home available that meets your needs. I can do much of the work for you, by establishing your needs, then reviewing a range of properties and advising you of potential matches. I have my finger on the pulse of housing trends and prices and access to the best possible resources and communication systems available today to help you locate homes on the Vancouver real estate market that match your specifications. A comprehensive knowledge of the available homes in your neighborhood is one of my strongest assets.
Once you've been pre-approved and know what price range you plan to stay within, I can help you determine which properties fit your needs and wants, using the (MLS) Multiple Listing Service system.
Start your search now - and view my current listings!
I Will Help You Every Step Of The Way
As a top Vancouver Realtor with years of experience and a proven track record, it is my job to guide you through this process, from beginning to end. Contact me today, together we will prepare a unique system to suit your particular needs and goals. From helping you find your dream home to the day you move in- and every small or large step in between - I will be there to ensure your journey to life behind a new door is a smooth one! |
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